Keystone Financial Blog

Traps to Avoid in Retirement - Investing Too Conservatively

Posted on29 May 2020
Investing Too Conservatively There’s a common view that as you approach retirement you should tilt your investment portfolio towards more conservative investments. This means favouring things like term deposits, annuities and cash management trusts while reducing exposure to more volatile assets ...

Unlocking the Mysteries of Your Super Statement

Posted on22 May 2020
Unlocking the Mysteries of Your Super Statement Superannuation statements. Boring, right? But if, like many people, you toss your annual super statement in a drawer or hit delete, you could be depriving yourself of many thousands of dollars just when you need it. So it’s worth the small effort to ...

Work, Life, Travel – You Can Do it All!

Posted on13 May 2020
Work, Life, Travel – You Can Do it All! Michael was twenty-something and eager for adventure when he spotted the advertisement. It read, “Japanese schools seeking English teachers. No experience necessary – we train you.” What followed changed Michael’s life forever as he successfully completed the ...

What Happens When You Can't Manage Your Super

Posted on05 May 2020
What Happens When You Can't Manage Your Super More than 1.1 million Australians manage their superannuation via a self-managed superannuation fund (SMSF) structure. Many are motivated by the desire to have control over their own money, the potentially lower costs, or the option to make investments ...

Your Health and Wealth During the COVID-19 Pandemic

Posted on27 Apr 2020
Your Health and Wealth During the COVID-19 Pandemic There isn't a single person in the world who hasn't been impacted by COVID-19. As new case numbers start to slow in Australia, so too is our economy. This time presents new challenges as everyone gets used to a "new normal" and figures out the ...

Hands Up - Who Wants to Save Tax

Posted on20 Apr 2020
Hands Up - Who Wants to Save Tax Most investors and business owners are aware that the interest paid on an investment loan is generally tax deductible. These deductions can be maximised by prepaying the interest on the loan.

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