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Inclusive Financial Planning

We believe everyone is entitled to a great financial plan.

We Understand the Unique Challenges You Face

 

Marriage Decisions around Taxes, Insurance, and Combining Assets
Staying Single and Financially Secured
Family Planning for Adoption, Fostering or Surrogacy
Legacy Planning

You Deserve to Work with Someone Who Truly Understands You

PJ Patterson

I have at least two members of my immediate family that are gay including by brother as well as other friends and clients that are gay. Prior to arriving in Australia in 1998 I was probably the typical straight person who didn’t understand or fully accept the gay community. Upon arrival in Australia (and knowing no one) I found myself socializing with several colleagues at work who were gay and I met many fantastic people in the gay community and had very meaningful conversations about my family. Suffice to say I received a very good education of the gay community and gained a much better understanding and total acceptance of my brother. I am very thankful that this happened.


Expanding What’s Possible with Financial Planning

As a Financial Planner I have a number of gay clients and have increasingly noticed a general lack of engagement amongst the financial planning profession towards the LGBTQ community. Why does this concern me? The gay community isn’t unique in terms of it’s financial literacy. I dare say it would be the same percentage wise as the rest of the population (in other words very low). So from that point of view I want to raise the level of financial literacy and empowerment in the LGBTQ community.

 


Aligning Your Finances with Your Values

What is troubling to me is the lack of advice for the legal issues around relationships, financial dependency of same sex couple, children & estate planning, investment and retirement planning that are very unique to the LGBTQ community. One major issue I see is the need for proper estate planning including financial structures for same-sex couples with children. From Powers of Attorney to Wills to Life policies that are properly structured I would bet just about anything that many couples are not getting any advice on these areas. It is a huge concern.

My desire is to specialize in working with the LGBT community and become a Trusted Adviser to it.

Celebrating Diversity with Pride

Being LGBTQ in today’s world is both liberating and challenging, we’re here to help you navigate the complexities around:

Financial Planning

Protecting Your Wealth and Assets

Wealth Growth

Are You Ready to have a Geat Financial Life?

Find ease in your financial life and free up your time and energy for what matters most.

We’ve found the most successful strategies are ones that people can understand and follow for years, not just a few quarters or years. This requires tuning out much of the news and emotion surrounding finance and following a disciplined, evidence-based investment program.

Do You have Wealthy Habits?

The vast majority of rich people didn’t get there by accident or luck. Accumulating wealth requires maintaining a specific set of habits that foster prosperity. See how you stack up with your Wealthy Habits.

PJ Patterson, CEO of Keystone Financial offers his take on global macro markets and how they affect you.